Legal & Product Disclosure

How ownership is structured

Every Abdubel deal is equity in a real property company. We do not lend at interest and we do not put mortgages on investor assets.

Debt-free buildings
One SPV per asset
Transparent fees
Segregated escrow

Built on transparency

Abdubel Properties is building the platform to meet the requirements of the Securities and Exchange Commission (SEC) of Nigeria under the Investments and Securities Act (ISA) and the SEC Crowdfunding Rules. We do not claim SEC authorisation that does not yet exist.

All investment structures are equity-based. Investors are co-owners of the special-purpose company that holds each property. We do not engage in interest-bearing lending, and we do not place mortgages on investor assets.

Product disclosure

Six things you should know

Debt-free buildings

Assets are acquired without interest-bearing loans. Investors are co-owners, not lenders. There is no bank debt that could erode returns or put the asset at risk.

Profit and loss sharing

Income is a share of net rent. On sale, any gain or loss is shared by equity. There is no guaranteed return. Capital is at risk.

One company per asset

Each property sits in its own special-purpose company (SPV). Investor capital is ring-fenced from the platform and from other properties.

Prefunded listings

You are buying into a real, identified asset with an independent valuation and due diligence documents — not a vague promise or a pooled fund.

Use screen

We do not let to gambling operators, interest-based lenders, adult entertainment businesses, or other excluded uses. This is about the use of the building, not who the investor is.

Fees and documents

Platform fee: 2% of investment amount. Annual management fee: 1% of asset value. Full fee schedule and term sheet are provided before you invest. No hidden charges.

Regulatory status

Abdubel Properties is building the platform to meet the requirements of the Securities and Exchange Commission of Nigeria under the SEC Crowdfunding Rules 2021. We are not yet fully authorised. We will not accept investor funds under a public offering until the required authorisation is in place.

Investor funds are held in a segregated escrow account at a CBN-licensed financial institution and are never co-mingled with company operating funds.

All investors complete full KYC verification including BVN validation and identity checks, in compliance with NFIU anti-money laundering guidelines.

Risk warning

Property investment is high risk. The value of your investment can go down as well as up, and you may get back less than you invest.

Target returns are not guaranteed. Past performance is not a reliable indicator of future results.

Investments are illiquid. You should not invest money you cannot afford to have tied up for the full hold period (typically 3–7 years).

This platform is not covered by the Nigerian Deposit Insurance Corporation (NDIC). This is not financial advice.

Transparency

Legal documents

All deal and legal documents are available for review. Contact us to request copies.

Investment Memorandum (IM)

PDF

Full deal information, ownership structure, projected returns, and risk factors for each property.

Term Sheet

PDF

Summary of the key commercial terms of each investment, including fees, hold period, and exit mechanics.

Investor Terms & Conditions

PDF

The legal agreement governing your relationship with Abdubel Properties.

Privacy Policy (NDPR)

PDF

How we collect, store, and process your personal data under Nigerian law.

AML / KYC Policy

PDF

Our Anti-Money Laundering and Know Your Customer procedures.

SPV Structure Overview

PDF

Explanation of how special-purpose companies protect investor capital.

Get in touch

Compliance enquiries

For regulatory or legal questions, contact our Compliance Officer directly.