Simple. Transparent. Shared ownership.

Two ways to invest in Nigerian property

BYE funds the build and ends in a sale. OYE owns a finished share and earns rent during the period. Both start from ₦500,000.

The process

BYE and OYE — how each works

BYEBuild as you earn

Fund the build

Invest from ₦500,000 into the construction of a Nigerian property. Your equity stake is documented in a legally binding investment agreement.

Secondary share sale is available once BYE is fully funded. Guided range per share. Final price is agreed by buyer and seller. No guaranteed buyer.

Building reaches complete

Complete means: certificate of occupancy (CO) issued, property is rentable, and the lease test written on the listing is passed.

Sale open within 30 days of complete. Sale done within 90 days of sale open. One named extension only.

Sale: cash out or move to OYE

At the end of BYE, cash out is the default. Move to OYE is a choice. Split is also available. If you do nothing by the deadline, you are cashed out.

Nobody is forced into OYE. The company may also bid for shares. It is not required to.

You may list shares for secondary sale while BYE is open. No guaranteed buyer.

OYEOwn as you earn

Buy a share of a pre-funded property

OYE listings are either native (pre-funded before listing) or pre-funded by BYE investors. You are not funding construction.

Each OYE listing shows its origin: native or pre-funded by BYE investors, with a link to the closed BYE phase.

Receive your share of rent

Net rental income is distributed quarterly to your registered bank account, in proportion to your equity stake.

Quarterly distribution statements and annual performance reports are available in your investor dashboard.

Receive your share of the sale

At the end of the own period, the property is sold. You receive your share of the proceeds — gain or loss — proportional to your stake.

The own period is shown on each OYE listing. Capital is at risk. Returns are not guaranteed.

Ownership structures

How ownership is structured

Each property sits in its own special-purpose company. Investors are co-owners, not lenders.

Equity co-ownership

Direct stake in the property company · Residential & mixed-use

Investors and Abdubel Properties jointly own the special-purpose company that holds the asset. Rental income and sale proceeds are shared in proportion to each investor's equity stake.

Independently verified

Debt-free buildings

No interest-bearing mortgage on the asset · All property types

Properties are acquired without interest-bearing loans. The building is owned outright by the SPV on behalf of investors. There is no bank debt that could erode returns or put the asset at risk.

Independently verified

Common questions

Frequently asked questions

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